For the majority of the people in the United States today, debt is probably the biggest factor of stress, and money problems in generals are probably the biggest strain on marriages. Simply put, we do not know how to stay out of debt very well, and we especially don't know how to get out of debt once we get caught in its grasp. You probably know of many people that have gotten in over their heads in debt, and it seems like there is no way out.
You might be in this situation yourself. This feeling often leads people to not even try to eliminate the debt, thinking that whatever they do, they will not be able to escape from their debt and live their lives with financial freedom.
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